Understanding Your Payment Options
In-Network Insurance Partners
Speech and Language
Applied Behavior Analysis
Missouri
Aetna
Cigna
Meritain Health
Optum Physical Health
Mo Health Net (Fee for Service)
Home State Health 7/1/25
Aetna
Cigna
Meritain Health
Blue KC
Mo Health Net (Fee for Service)
Home State Health (7/1/25)
Healthy Blue
Evernorth Behavioral Health
Kansas
Aetna
Cigna
Meritain Health
Optum Physical Health
Kan-Care (Fee for Service)
United Health Care Community Plan
Aetna
Cigna
Meritain Health
Blue KC
Kan-Care (Fee for Service)
Healthy Blue
Understanding Your Visit Limits with Your Insurance Plan
We believe it’s important for families to be fully aware of their therapy benefits, enabling them to plan financially and ensure their child’s therapy needs are met, especially in cases where there are therapy cap limitations on their insurance plan. We prioritize partnering with families to help them understand how insurance benefit limits may impact their child's care.
While we ask families to monitor their annual therapy visits—particularly if their child is receiving therapy services outside of EduSolutionsKC—our billing team also works diligently to track the number of therapy visits completed under our care. We do our best to notify families when they are nearing their visit limits. In such situations, our clinical and billing team will counsel your family on options for continuing services, considering the financial aspects you may be navigating.
Options If We Are Not In-Network
Superbill for Reimbursement
You may still be able to receive partial reimbursement for services through your out-of-network benefits.
Upon request, we will provide a superbill—a detailed receipt containing the necessary information (including diagnostic and procedure codes) for you to submit to your insurance company. We will also provide you with treatment notes and any other information you may need to assist in obtaining reimbursement.
Please note that reimbursement is not guaranteed and depends on your specific insurance plan. We recommend contacting your provider in advance to understand your out-of-network benefits and any applicable requirements.
Private Pay Rates
For families who prefer not to use insurance or whose plans do not cover our services, we offer a private pay option.
This allows for greater flexibility in the frequency, type, and duration of services provided.
All private pay clients will receive a Good Faith Estimate outlining the anticipated costs of services, and payment is due at the time of service unless other arrangements have been made. We will work with you to create a plan that fits your child’s needs and your family’s budget.